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Comprehensive Local Credit Card Guide

Credit Cards in 97054 (Deer Island, OR)

Credit Card Debt in 97054

^ Average credit card debt in 97054 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97054

^ Based on overall Oregon data, the credit card delinquency rate in Deer Island is approximately 0.45%. [2]

Credit Scores in 97054

^ The average credit score in Deer Island is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97054

Credit Card Debt in 97054


  • 97054 Credit Card Debt
    • The estimated average credit card debt for 97054 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97054


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97054 Credit Scores


  • Credit Scores in 97054
    • Residents of 97054 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97054 (Deer Island, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97054 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97054 [4]
    • 97054 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97054 (Deer Island, OR)

Recent credit card complaints originating from consumers in 97054, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97054

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Getting a credit card 1
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97054

97054 is associated with the city of Deer Island, which is located in Columbia County in the state of Oregon. [6]

OR Credit Cards

97054 Credit Cards

For more information about 97054 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97054

6. ^ United States Census Bureau