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Comprehensive Local Credit Card Guide

Credit Cards in 97231 (Portland, OR)

Credit Card Debt in 97231

^ Average credit card debt in 97231 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97231

^ Based on overall Oregon data, the credit card delinquency rate in Portland is approximately 0.45%. [2]

Credit Scores in 97231

^ The average credit score in Portland is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97231

Credit Card Debt in 97231


  • 97231 Credit Card Debt
    • The estimated average credit card debt for 97231 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97231


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97231 Credit Scores


  • Credit Scores in 97231
    • Residents of 97231 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97231 (Portland, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97231 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97231 [4]
    • 97231 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97231 (Portland, OR)

Recent credit card complaints originating from consumers in 97231, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97231

Complaint Issue Number of Complaints*
Managing an account 2
Problem with a company's investigation into an existing problem 2
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97231

97231 is associated with the city of Portland, which is located in Multnomah County in the state of Oregon. [6]

OR Credit Cards

97231 Credit Cards

For more information about 97231 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97231

6. ^ United States Census Bureau