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Comprehensive Local Credit Card Guide

Credit Cards in 97233 (Portland, OR)

Credit Card Debt in 97233

^ Average credit card debt in 97233 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97233

^ Based on overall Oregon data, the credit card delinquency rate in Portland is approximately 0.45%. [2]

Credit Scores in 97233

^ The average credit score in Portland is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97233

Credit Card Debt in 97233


  • 97233 Credit Card Debt
    • The estimated average credit card debt for 97233 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97233


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97233 Credit Scores


  • Credit Scores in 97233
    • Residents of 97233 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97233 (Portland, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97233 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97233 [4]
    • 97233 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97233 (Portland, OR)

Recent credit card complaints originating from consumers in 97233, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97233

Complaint Issue Number of Complaints*
Improper use of your report 79
Incorrect information on your report 79
Problem with a credit reporting company's investigation 16
Managing an account 6
Attempts to collect debt not owed 5
Other 42
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97233

97233 is associated with the city of Portland, which is located in Multnomah County in the state of Oregon. [6]

OR Credit Cards

97233 Credit Cards

For more information about 97233 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97233

6. ^ United States Census Bureau