Comprehensive Local Credit Card Guide

Credit Cards in 97239 (Portland, OR)

Credit Card Debt in 97239

^ Average credit card debt in 97239 is approximately $4,773, based on overall Oregon data. ^[1]

Credit Card Delinquency in 97239

^ Based on overall Oregon data, the credit card delinquency rate in Portland is approximately 0.45%. ^[2]

Credit Scores in 97239

^ The average credit score in Portland is approximately 709, based on collective Oregon data. ^[3]

Credit Card & Personal Finance Statistics in 97239

Credit Card Debt in 97239

97239 Credit Card Debt
- The estimated average credit card debt for 97239 residents is $4,773. ^[1]
- Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 97239

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97239 Credit Scores

Credit Scores in 97239
- Residents of 97239 (OR) have an estimated average credit score of 709. ^[3]
- The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. ^[3]

More 97239 (Portland, OR) Credit Stats

Credit card delinquency rates in Oregon ^[2]
- Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 97239 who are more than 90 days late on payments
- Oregon Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 97239 ^[4]
- 97239 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 97239 (Portland, OR)

Recent credit card complaints originating from consumers in 97239, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 97239

Complaint Issue	Number of Complaints*
Managing an account	7
Incorrect information on your report	5
Problem with a credit reporting company's investigation	4
Attempts to collect debt not owed	3
Charged fees or interest you didn't expect	2
Other	12

* Total 2021 - 2024 (current)

Additional information about Oregon

About 97239

97239 is associated with the city of Portland, which is located in Multnomah County in the state of Oregon. ^[6]

97239 Credit Cards

For more information about 97239 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Oregon

Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97239

6. ^ United States Census Bureau