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Comprehensive Local Credit Card Guide

Credit Cards in 97462 (Oakland, OR)

Credit Card Debt in 97462

^ Average credit card debt in 97462 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97462

^ Based on overall Oregon data, the credit card delinquency rate in Oakland is approximately 0.45%. [2]

Credit Scores in 97462

^ The average credit score in Oakland is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97462

Credit Card Debt in 97462


  • 97462 Credit Card Debt
    • The estimated average credit card debt for 97462 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97462


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97462 Credit Scores


  • Credit Scores in 97462
    • Residents of 97462 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97462 (Oakland, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97462 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97462 [4]
    • 97462 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97462 (Oakland, OR)

Recent credit card complaints originating from consumers in 97462, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97462

Complaint Issue Number of Complaints*
Closing an account 1
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97462

97462 is associated with the city of Oakland, which is located in Douglas County in the state of Oregon. [6]

OR Credit Cards

97462 Credit Cards

For more information about 97462 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97462

6. ^ United States Census Bureau