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Comprehensive Local Credit Card Guide

Credit Cards in 97502 (Central Point, OR)

Credit Card Debt in 97502

^ Average credit card debt in 97502 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97502

^ Based on overall Oregon data, the credit card delinquency rate in Central Point is approximately 0.45%. [2]

Credit Scores in 97502

^ The average credit score in Central Point is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97502

Credit Card Debt in 97502


  • 97502 Credit Card Debt
    • The estimated average credit card debt for 97502 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97502


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97502 Credit Scores


  • Credit Scores in 97502
    • Residents of 97502 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97502 (Central Point, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97502 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97502 [4]
    • 97502 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97502 (Central Point, OR)

Recent credit card complaints originating from consumers in 97502, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97502

Complaint Issue Number of Complaints*
Improper use of your report 12
Managing an account 7
Problem with a purchase shown on your statement 6
Trouble during payment process 4
Fees or interest 3
Other 25
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97502

97502 is associated with the city of Central Point, which is located in Jackson County in the state of Oregon. [6]

OR Credit Cards

97502 Credit Cards

For more information about 97502 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97502

6. ^ United States Census Bureau