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Comprehensive Local Credit Card Guide

Credit Cards in 97846 (Joseph, OR)

Credit Card Debt in 97846

^ Average credit card debt in 97846 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97846

^ Based on overall Oregon data, the credit card delinquency rate in Joseph is approximately 0.45%. [2]

Credit Scores in 97846

^ The average credit score in Joseph is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97846

Credit Card Debt in 97846


  • 97846 Credit Card Debt
    • The estimated average credit card debt for 97846 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97846


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97846 Credit Scores


  • Credit Scores in 97846
    • Residents of 97846 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97846 (Joseph, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97846 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97846 [4]
    • 97846 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97846 (Joseph, OR)

Recent credit card complaints originating from consumers in 97846, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97846

Complaint Issue Number of Complaints*
Trouble using the card 1
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97846

97846 is associated with the city of Joseph, which is located in Wallowa County in the state of Oregon. [6]

OR Credit Cards

97846 Credit Cards

For more information about 97846 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97846

6. ^ United States Census Bureau