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Comprehensive Local Credit Card Guide

Ashland Credit Cards

Credit Card Debt in Ashland

^ Average credit card debt in Ashland is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in Ashland

^ Based on overall OR data, the credit card delinquency rate in Ashland is approximately 0.45%. [2]

Credit Scores in Ashland

^ The average credit score in Ashland is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Ashland, OR Credit Card & Personal Finance Statistics

Ashland Credit Card Debt


  • Credit Card Debt in Ashland
    • The estimated average credit card debt for Ashland residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

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Ashland Credit Scores


  • Credit Scores in Ashland
    • Residents of Ashland, OR have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More Ashland, OR Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Ashland cardholders that are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ashland [4]
    • Ashland (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Ashland, OR

Recent credit card complaints originating from consumers in 97520, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 13, 2016
97520
Unsolicited issuance of credit card
CAPITAL ONE FINANCIAL CORPORATION
Closed
Yes
No
Oct 27, 2013
97520
Unsolicited issuance of credit card
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 20, 2012
97520
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Nov 19, 2012
97520
Identity theft / Fraud / Embezzlement
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
Yes
Nov 20, 2012
97520
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Apr 28, 2015
97520
Advertising and marketing
U.S. BANCORP
Closed with non-monetary relief
Yes
Yes
Apr 20, 2013
97520
Other fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Sep 19, 2012
97520
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Feb 22, 2012
97520
APR or interest rate
WELLS FARGO & COMPANY
Closed with relief
Yes
No
Mar 4, 2013
97520
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
Yes
Dec 8, 2014
97520
Payoff process
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Dec 17, 2015
97520
Identity theft / Fraud / Embezzlement
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
Yes

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Local Financial Institutions in Ashland

Banks in or near Ashland, OR

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Ashland produced no matches.

ATMs in or near Ashland, OR

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Ashland produced no matches.

Credit Unions in or near Ashland, OR

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Ashland produced no matches.

Ashland, OR Household Income Statistics

Income: Ashland vs. Oregon

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Ashland, OR Income Breakdown

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Income: Ashland vs. Nation

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Additional information about Oregon

About Ashland

Ashland is a city located in Jackson County in the state of Oregon, and has a population of approximately 20,078. [6]

OR Credit Cards

Ashland Credit Cards

For more information about Ashland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in OR

ZIP Codes in Oregon


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau