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Comprehensive Local Credit Card Guide

Credit Cards in 16131 (Hartstown, PA)

Credit Card Debt in 16131

^ Average credit card debt in 16131 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 16131

^ Based on overall Pennsylvania data, the credit card delinquency rate in Hartstown is approximately 0.54%. [2]

Credit Scores in 16131

^ The average credit score in Hartstown is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 16131

Credit Card Debt in 16131


  • 16131 Credit Card Debt
    • The estimated average credit card debt for 16131 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 16131


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16131 Credit Scores


  • Credit Scores in 16131
    • Residents of 16131 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 16131 (Hartstown, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 16131 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 16131 [4]
    • 16131 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 16131 (Hartstown, PA)

Recent credit card complaints originating from consumers in 16131, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 16131

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 16131

16131 is associated with the city of Hartstown, which is located in Crawford County in the state of Pennsylvania. [6]

PA Credit Cards

16131 Credit Cards

For more information about 16131 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 16131

6. ^ United States Census Bureau