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Comprehensive Local Credit Card Guide

Credit Cards in 16563 (Erie, PA)

Credit Card Debt in 16563

^ Average credit card debt in 16563 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 16563

^ Based on overall Pennsylvania data, the credit card delinquency rate in Erie is approximately 0.54%. [2]

Credit Scores in 16563

^ The average credit score in Erie is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 16563

Credit Card Debt in 16563


  • 16563 Credit Card Debt
    • The estimated average credit card debt for 16563 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

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16563 Credit Scores


  • Credit Scores in 16563
    • Residents of 16563 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 16563 (Erie, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 16563 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 16563 [4]
    • 16563 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 16563 (Erie, PA)

Recent credit card complaints originating from consumers in 16563, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 16563

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 16563

16563 is associated with the city of Erie, which is located in Erie County in the state of Pennsylvania. [6]

PA Credit Cards

16563 Credit Cards

For more information about 16563 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 16563

6. ^ United States Census Bureau