Credit Card & Personal Finance Statistics in 16731
Credit Card Debt in 16731
- 16731 Credit Card Debt
-
- The estimated average credit card debt for 16731 residents is $4,629. [1]
- Average credit card debt amount in Pennsylvania (all cities) is
7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 16731
16731 Credit Scores
- Credit Scores in 16731
-
- Residents of 16731 (PA) have an estimated average credit score of 709. [3]
- The average credit score in Pennsylvania (all cities) is
1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]
More 16731 (Eldred, PA) Credit Stats
- Credit card delinquency rates in Pennsylvania [2]
-
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 16731 who are more than 90 days late on payments
-
- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 16731 [4]
-
- 16731 (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 16731 (Eldred, PA)
Recent credit card complaints originating from consumers in 16731, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 16731
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
42 |
| Attempts to collect debt not owed |
1 |
| Problem with a credit reporting company's investigation |
1 |
* Total 2021 - 2024 (current)
Additional information about Pennsylvania
About 16731
16731 is associated with the city of Eldred, which is located in McKean County in the state of Pennsylvania. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Pennsylvania
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
