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Comprehensive Local Credit Card Guide

Credit Cards in 18231 (Kelayres, PA)

Credit Card Debt in 18231

^ Average credit card debt in 18231 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18231

^ Based on overall Pennsylvania data, the credit card delinquency rate in Kelayres is approximately 0.54%. [2]

Credit Scores in 18231

^ The average credit score in Kelayres is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 18231

Credit Card Debt in 18231


  • 18231 Credit Card Debt
    • The estimated average credit card debt for 18231 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18231


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18231 Credit Scores


  • Credit Scores in 18231
    • Residents of 18231 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18231 (Kelayres, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18231 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18231 [4]
    • 18231 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18231 (Kelayres, PA)

Recent credit card complaints originating from consumers in 18231, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 18231

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 18231

18231 is associated with the city of Kelayres, which is located in Schuylkill County in the state of Pennsylvania. [6]

PA Credit Cards

18231 Credit Cards

For more information about 18231 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 18231

6. ^ United States Census Bureau