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Comprehensive Local Credit Card Guide

Credit Cards in 18407 (Carbondale, PA)

Credit Card Debt in 18407

^ Average credit card debt in 18407 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18407

^ Based on overall Pennsylvania data, the credit card delinquency rate in Carbondale is approximately 0.54%. [2]

Credit Scores in 18407

^ The average credit score in Carbondale is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 18407

Credit Card Debt in 18407


  • 18407 Credit Card Debt
    • The estimated average credit card debt for 18407 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18407


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18407 Credit Scores


  • Credit Scores in 18407
    • Residents of 18407 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18407 (Carbondale, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18407 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18407 [4]
    • 18407 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18407 (Carbondale, PA)

Recent credit card complaints originating from consumers in 18407, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 18407

Complaint Issue Number of Complaints*
Improper use of your report 8
Incorrect information on your report 8
Managing an account 3
Problem with a credit reporting company's investigation 3
Getting a credit card 2
Other 6
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 18407

18407 is associated with the city of Carbondale, which is located in Lackawanna County in the state of Pennsylvania. [6]

PA Credit Cards

18407 Credit Cards

For more information about 18407 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Pennsylvania


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Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 18407

6. ^ United States Census Bureau