Credit Card & Personal Finance Statistics in 19380
Credit Card Debt in 19380
- 19380 Credit Card Debt
-
- The estimated average credit card debt for 19380 residents is $4,629. [1]
- Average credit card debt amount in Pennsylvania (all cities) is
7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 19380
19380 Credit Scores
- Credit Scores in 19380
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- Residents of 19380 (PA) have an estimated average credit score of 709. [3]
- The average credit score in Pennsylvania (all cities) is
1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]
More 19380 (West Chester, PA) Credit Stats
- Credit card delinquency rates in Pennsylvania [2]
-
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 19380 who are more than 90 days late on payments
-
- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 19380 [4]
-
- 19380 (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 19380 (West Chester, PA)
Recent credit card complaints originating from consumers in 19380, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 19380
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
41 |
Improper use of your report |
26 |
Attempts to collect debt not owed |
12 |
Managing an account |
12 |
Problem with a credit reporting company's investigation |
11 |
Other |
60 |
* Total 2021 - 2024 (current)
Additional information about Pennsylvania
About 19380
19380 is associated with the city of West Chester, which is located in Chester County in the state of Pennsylvania. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Pennsylvania
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax