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Comprehensive Local Credit Card Guide

Utica Credit Cards

Credit Card Debt in Utica

^ Average credit card debt in Utica is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Utica

^ Based on overall PA data, the credit card delinquency rate in Utica is approximately 0.54%. [2]

Credit Scores in Utica

^ The average credit score in Utica is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Utica, PA Credit Card & Personal Finance Statistics

Utica Credit Card Debt


  • Credit Card Debt in Utica
    • The estimated average credit card debt for Utica residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Utica Credit Card Calculator


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Utica Credit Scores


  • Credit Scores in Utica
    • Residents of Utica, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Utica, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Utica cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Utica [4]
    • Utica (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Utica

Utica is a borough located in Venango County in the state of Pennsylvania, and has a population of approximately 189. [6]

PA Credit Cards

Utica Credit Cards

For more information about Utica credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau