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Comprehensive Local Credit Card Guide

Credit Cards in 19381 (West Chester, PA)

Credit Card Debt in 19381

^ Average credit card debt in 19381 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 19381

^ Based on overall Pennsylvania data, the credit card delinquency rate in West Chester is approximately 0.54%. [2]

Credit Scores in 19381

^ The average credit score in West Chester is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 19381

Credit Card Debt in 19381


  • 19381 Credit Card Debt
    • The estimated average credit card debt for 19381 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 19381


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19381 Credit Scores


  • Credit Scores in 19381
    • Residents of 19381 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 19381 (West Chester, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 19381 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 19381 [4]
    • 19381 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 19381 (West Chester, PA)

Recent credit card complaints originating from consumers in 19381, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 19381

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 19381

19381 is associated with the city of West Chester, which is located in Chester County in the state of Pennsylvania. [6]

PA Credit Cards

19381 Credit Cards

For more information about 19381 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Pennsylvania


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Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 19381

6. ^ United States Census Bureau