Credit Card & Personal Finance Statistics in 19607
Credit Card Debt in 19607
- 19607 Credit Card Debt
-
- The estimated average credit card debt for 19607 residents is $4,629. [1]
- Average credit card debt amount in Pennsylvania (all cities) is
7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 19607
19607 Credit Scores
- Credit Scores in 19607
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- Residents of 19607 (PA) have an estimated average credit score of 709. [3]
- The average credit score in Pennsylvania (all cities) is
1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]
More 19607 (Reading, PA) Credit Stats
- Credit card delinquency rates in Pennsylvania [2]
-
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 19607 who are more than 90 days late on payments
-
- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 19607 [4]
-
- 19607 (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 19607 (Reading, PA)
Recent credit card complaints originating from consumers in 19607, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 19607
Complaint Issue |
Number of Complaints* |
Improper use of your report |
31 |
Incorrect information on your report |
30 |
Problem with a credit reporting company's investigation |
5 |
False statements or representation |
3 |
Problem with a purchase shown on your statement |
3 |
Other |
30 |
* Total 2021 - 2024 (current)
Additional information about Pennsylvania
About 19607
19607 is associated with the city of Reading, which is located in Berks County in the state of Pennsylvania. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Pennsylvania
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax