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Comprehensive Local Credit Card Guide

Luzerne Credit Cards

Credit Card Debt in Luzerne

^ Average credit card debt in Luzerne is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Luzerne

^ Based on overall PA data, the credit card delinquency rate in Luzerne is approximately 0.54%. [2]

Credit Scores in Luzerne

^ The average credit score in Luzerne is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Luzerne, PA Credit Card & Personal Finance Statistics

Luzerne Credit Card Debt


  • Credit Card Debt in Luzerne
    • The estimated average credit card debt for Luzerne residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Luzerne Credit Card Calculator


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Luzerne Credit Scores


  • Credit Scores in Luzerne
    • Residents of Luzerne, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Luzerne, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Luzerne cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Luzerne [4]
    • Luzerne (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Luzerne

Luzerne is a borough located in Luzerne County in the state of Pennsylvania, and has a population of approximately 2,845. [6]

PA Credit Cards

Luzerne Credit Cards

For more information about Luzerne credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau