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Comprehensive Local Credit Card Guide

North York Credit Cards

Credit Card Debt in North York

^ Average credit card debt in North York is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in North York

^ Based on overall PA data, the credit card delinquency rate in North York is approximately 0.54%. [2]

Credit Scores in North York

^ The average credit score in North York is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

North York, PA Credit Card & Personal Finance Statistics

North York Credit Card Debt


  • Credit Card Debt in North York
    • The estimated average credit card debt for North York residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

North York Credit Card Calculator


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North York Credit Scores


  • Credit Scores in North York
    • Residents of North York, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More North York, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • North York cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in North York [4]
    • North York (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near North York, PA

Recent credit card complaints originating from consumers in 17404, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 12, 2012
17404
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Mar 16, 2012
17404
Payoff process
DISCOVER BANK
Closed without relief
Yes
Yes
Aug 28, 2012
17404
Billing statement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
Yes
Jan 5, 2017
17404
Billing disputes
DISCOVER BANK
Closed with explanation
Yes
No
Mar 31, 2017
17404
Closing/Cancelling account
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Feb 24, 2017
17404
Billing disputes
DISCOVER BANK
Closed with explanation
Yes
No
Jul 6, 2012
17404
Rewards
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Jul 29, 2015
17404
Other fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 9, 2014
17404
Billing disputes
FIRST NATIONAL BANK OF OMAHA
Closed
Yes
No
Jul 5, 2012
17404
Rewards
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 22, 2012
17404
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Feb 9, 2017
17404
Other
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No

Local Financial Institutions in North York

Banks in or near North York, PA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in North York produced no matches.

ATMs in or near North York, PA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in North York produced no matches.

Credit Unions in or near North York, PA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in North York produced no matches.

North York, PA Household Income Statistics

Income: North York vs. Pennsylvania

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North York, PA Income Breakdown

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Income: North York vs. Nation

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Additional information about Pennsylvania

About North York

North York is a borough located in York County in the state of Pennsylvania, and has a population of approximately 1,914. [6]

PA Credit Cards

North York Credit Cards

For more information about North York credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau