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Comprehensive Local Credit Card Guide

Philadelphia Credit Cards

Credit Card Debt in Philadelphia

^ Average credit card debt in Philadelphia is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Philadelphia

^ Based on overall PA data, the credit card delinquency rate in Philadelphia is approximately 0.54%. [2]

Credit Scores in Philadelphia

^ The average credit score in Philadelphia is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Philadelphia, PA Credit Card & Personal Finance Statistics

Philadelphia Credit Card Debt


  • Credit Card Debt in Philadelphia
    • The estimated average credit card debt for Philadelphia residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Philadelphia Credit Card Calculator


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Philadelphia Credit Scores


  • Credit Scores in Philadelphia
    • Residents of Philadelphia, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Philadelphia, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Philadelphia cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Philadelphia [4]
    • Philadelphia (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Philadelphia

Philadelphia is a city located in Philadelphia County in the state of Pennsylvania, and has a population of approximately 1,526,006. [6]

PA Credit Cards

Philadelphia Credit Cards

For more information about Philadelphia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau