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Comprehensive Local Credit Card Guide

Credit Cards in 29932 (Luray, SC)

Credit Card Debt in 29932

^ Average credit card debt in 29932 is approximately $5,389, based on overall South Carolina data. [1]

Credit Card Delinquency in 29932

^ Based on overall South Carolina data, the credit card delinquency rate in Luray is approximately 0.67%. [2]

Credit Scores in 29932

^ The average credit score in Luray is approximately 671, based on collective South Carolina data. [3]

SC Credit Cards

Credit Card & Personal Finance Statistics in 29932

Credit Card Debt in 29932


  • 29932 Credit Card Debt
    • The estimated average credit card debt for 29932 residents is $5,389. [1]
    • Average credit card debt amount in South Carolina (all cities) is 9% greater than the national average of $4,965.
    • Collectively, South Carolina cities rank 7th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 29932


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29932 Credit Scores


  • Credit Scores in 29932
    • Residents of 29932 (SC) have an estimated average credit score of 671. [3]
    • The average credit score in South Carolina (all cities) is 3.59% less than the national average score of 696.
    • South Carolina collectively ranks 48th in the U.S. in average credit score of residents. [3]

More 29932 (Luray, SC) Credit Stats

  • Credit card delinquency rates in South Carolina [2]
    • South Carolina residents (all cities) rank 11th in the U.S. with a rate that is 18% greater than the national average of 0.57%.
  • Cardholders in 29932 who are more than 90 days late on payments
    • South Carolina Rate: 0.67%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 29932 [4]
    • 29932 (South Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 29932 (Luray, SC)

Recent credit card complaints originating from consumers in 29932, SC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 29932

Complaint Issue Number of Complaints*
Problem getting a card or closing an account 1
* Total 2021 - 2024 (current)

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Additional information about South Carolina

About 29932

29932 is associated with the city of Luray, which is located in Hampton County in the state of South Carolina. [6]

SC Credit Cards

29932 Credit Cards

For more information about 29932 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in South Carolina


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Cities in SC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Carolina State Legislature

5. ^ Consumer financial complaints in 29932

6. ^ United States Census Bureau