Comprehensive Local Credit Card Guide

Credit Cards in 37769 (Lake City, TN)

Credit Card Debt in 37769

^ Average credit card debt in 37769 is approximately $4,669, based on overall Tennessee data. ^[1]

Credit Card Delinquency in 37769

^ Based on overall Tennessee data, the credit card delinquency rate in Lake City is approximately 0.66%. ^[2]

Credit Scores in 37769

^ The average credit score in Lake City is approximately 682, based on collective Tennessee data. ^[3]

Credit Card & Personal Finance Statistics in 37769

Credit Card Debt in 37769

37769 Credit Card Debt
- The estimated average credit card debt for 37769 residents is $4,669. ^[1]
- Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
- Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 37769

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37769 Credit Scores

Credit Scores in 37769
- Residents of 37769 (TN) have an estimated average credit score of 682. ^[3]
- The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
- Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. ^[3]

More 37769 (Lake City, TN) Credit Stats

Credit card delinquency rates in Tennessee ^[2]
- Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 37769 who are more than 90 days late on payments
- Tennessee Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 37769 ^[4]
- 37769 (Tennessee) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 37769 (Lake City, TN)

Recent credit card complaints originating from consumers in 37769, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 37769

Complaint Issue	Number of Complaints*
Improper use of your report	1
Incorrect information on your report	1
Managing an account	1
Managing the loan or lease	1
Took or threatened to take negative or legal action	1

* Total 2021 - 2024 (current)

Additional information about Tennessee

About 37769

37769 is associated with the city of Lake City, which is located in Anderson County in the state of Tennessee. ^[6]

37769 Credit Cards

For more information about 37769 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Tennessee

Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau