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Comprehensive Local Credit Card Guide

Credit Cards in 38049 (Mason, TN)

Credit Card Debt in 38049

^ Average credit card debt in 38049 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 38049

^ Based on overall Tennessee data, the credit card delinquency rate in Mason is approximately 0.66%. [2]

Credit Scores in 38049

^ The average credit score in Mason is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 38049

Credit Card Debt in 38049


  • 38049 Credit Card Debt
    • The estimated average credit card debt for 38049 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38049


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38049 Credit Scores


  • Credit Scores in 38049
    • Residents of 38049 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 38049 (Mason, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 38049 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38049 [4]
    • 38049 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38049 (Mason, TN)

Recent credit card complaints originating from consumers in 38049, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38049

Complaint Issue Number of Complaints*
Improper use of your report 20
Incorrect information on your report 19
Unable to get your credit report or credit score 6
Problem with a credit reporting company's investigation 5
Written notification about debt 2
Other 1
* Total 2021 - 2024 (current)

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Additional information about Tennessee

About 38049

38049 is associated with the city of Mason, which is located in Tipton County in the state of Tennessee. [6]

TN Credit Cards

38049 Credit Cards

For more information about 38049 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer financial complaints in 38049

6. ^ United States Census Bureau