Credit Card & Personal Finance Statistics in 38135
Credit Card Debt in 38135
- 38135 Credit Card Debt
-
- The estimated average credit card debt for 38135 residents is $4,669. [1]
- Average credit card debt amount in Tennessee (all cities) is
6% less than the national average of $4,965.
- Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38135
38135 Credit Scores
- Credit Scores in 38135
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- Residents of 38135 (TN) have an estimated average credit score of 682. [3]
- The average credit score in Tennessee (all cities) is
2.01% less than the national average score of 696.
- Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]
More 38135 (Memphis, TN) Credit Stats
- Credit card delinquency rates in Tennessee [2]
-
- Tennessee residents (all cities) rank 14th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 38135 who are more than 90 days late on payments
-
- Tennessee Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38135 [4]
-
- 38135 (Tennessee) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38135 (Memphis, TN)
Recent credit card complaints originating from consumers in 38135, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38135
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
258 |
Improper use of your report |
169 |
Problem with a credit reporting company's investigation |
126 |
Problem with a company's investigation into an existing problem |
56 |
Attempts to collect debt not owed |
23 |
Other |
73 |
* Total 2021 - 2024 (current)
Additional information about Tennessee
About 38135
38135 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Tennessee
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax