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Comprehensive Local Credit Card Guide

Credit Cards in 38161 (Memphis, TN)

Credit Card Debt in 38161

^ Average credit card debt in 38161 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 38161

^ Based on overall Tennessee data, the credit card delinquency rate in Memphis is approximately 0.66%. [2]

Credit Scores in 38161

^ The average credit score in Memphis is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 38161

Credit Card Debt in 38161


  • 38161 Credit Card Debt
    • The estimated average credit card debt for 38161 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38161


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38161 Credit Scores


  • Credit Scores in 38161
    • Residents of 38161 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 38161 (Memphis, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 38161 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38161 [4]
    • 38161 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38161 (Memphis, TN)

Recent credit card complaints originating from consumers in 38161, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38161

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Tennessee

About 38161

38161 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. [6]

TN Credit Cards

38161 Credit Cards

For more information about 38161 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer financial complaints in 38161

6. ^ United States Census Bureau