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Comprehensive Local Credit Card Guide

Credit Cards in 38551 (Celina, TN)

Credit Card Debt in 38551

^ Average credit card debt in 38551 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 38551

^ Based on overall Tennessee data, the credit card delinquency rate in Celina is approximately 0.66%. [2]

Credit Scores in 38551

^ The average credit score in Celina is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 38551

Credit Card Debt in 38551


  • 38551 Credit Card Debt
    • The estimated average credit card debt for 38551 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38551


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38551 Credit Scores


  • Credit Scores in 38551
    • Residents of 38551 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 38551 (Celina, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 38551 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38551 [4]
    • 38551 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38551 (Celina, TN)

Recent credit card complaints originating from consumers in 38551, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38551

Complaint Issue Number of Complaints*
Improper use of your report 3
Getting a credit card 1
Managing an account 1
Struggling to pay mortgage 1
* Total 2021 - 2024 (current)

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Additional information about Tennessee

About 38551

38551 is associated with the city of Celina, which is located in Clay County in the state of Tennessee. [6]

TN Credit Cards

38551 Credit Cards

For more information about 38551 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer financial complaints in 38551

6. ^ United States Census Bureau