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Comprehensive Local Credit Card Guide

Credit Cards in 75493 (Winfield, TX)

Credit Card Debt in 75493

^ Average credit card debt in 75493 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 75493

^ Based on overall Texas data, the credit card delinquency rate in Winfield is approximately 0.59%. [2]

Credit Scores in 75493

^ The average credit score in Winfield is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 75493

Credit Card Debt in 75493


  • 75493 Credit Card Debt
    • The estimated average credit card debt for 75493 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 75493


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75493 Credit Scores


  • Credit Scores in 75493
    • Residents of 75493 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 75493 (Winfield, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 75493 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 75493 [4]
    • 75493 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 75493 (Winfield, TX)

Recent credit card complaints originating from consumers in 75493, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 75493

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Texas

About 75493

75493 is associated with the city of Winfield, which is located in Titus County in the state of Texas. [6]

TX Credit Cards

75493 Credit Cards

For more information about 75493 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 75493

6. ^ United States Census Bureau