Comprehensive Local Credit Card Guide

Credit Cards in 76501 (Temple, TX)

Credit Card Debt in 76501

^ Average credit card debt in 76501 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 76501

^ Based on overall Texas data, the credit card delinquency rate in Temple is approximately 0.59%. ^[2]

Credit Scores in 76501

^ The average credit score in Temple is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 76501

Credit Card Debt in 76501

76501 Credit Card Debt
- The estimated average credit card debt for 76501 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 76501

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76501 Credit Scores

Credit Scores in 76501
- Residents of 76501 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 76501 (Temple, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 76501 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 76501 ^[4]
- 76501 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 76501 (Temple, TX)

Recent credit card complaints originating from consumers in 76501, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 76501

Complaint Issue	Number of Complaints*
Incorrect information on your report	18
Improper use of your report	9
Problem with a credit reporting company's investigation	9
Problem with a company's investigation into an existing problem	2
Dealing with your lender or servicer	1
Other	7

* Total 2021 - 2024 (current)

Additional information about Texas

About 76501

76501 is associated with the city of Temple, which is located in Bell County in the state of Texas. ^[6]

76501 Credit Cards

For more information about 76501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 76501

6. ^ United States Census Bureau