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Comprehensive Local Credit Card Guide

Credit Cards in 78545 (Falcon Heights, TX)

Credit Card Debt in 78545

^ Average credit card debt in 78545 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 78545

^ Based on overall Texas data, the credit card delinquency rate in Falcon Heights is approximately 0.59%. [2]

Credit Scores in 78545

^ The average credit score in Falcon Heights is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 78545

Credit Card Debt in 78545


  • 78545 Credit Card Debt
    • The estimated average credit card debt for 78545 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 78545


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78545 Credit Scores


  • Credit Scores in 78545
    • Residents of 78545 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 78545 (Falcon Heights, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 78545 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 78545 [4]
    • 78545 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 78545 (Falcon Heights, TX)

Recent credit card complaints originating from consumers in 78545, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 78545

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Texas

About 78545

78545 is associated with the city of Falcon Heights, which is located in Starr County in the state of Texas. [6]

TX Credit Cards

78545 Credit Cards

For more information about 78545 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 78545

6. ^ United States Census Bureau