Credit Card & Personal Finance Statistics in 78725
Credit Card Debt in 78725
- 78725 Credit Card Debt
-
- The estimated average credit card debt for 78725 residents is $5,173. [1]
- Average credit card debt amount in Texas (all cities) is
4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 78725
78725 Credit Scores
- Credit Scores in 78725
-
- Residents of 78725 (TX) have an estimated average credit score of 674. [3]
- The average credit score in Texas (all cities) is
3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]
More 78725 (Austin, TX) Credit Stats
- Credit card delinquency rates in Texas [2]
-
- Texas residents (all cities) rank 20th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 78725 who are more than 90 days late on payments
-
- Texas Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 78725 [4]
-
- 78725 (Texas) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 78725 (Austin, TX)
Recent credit card complaints originating from consumers in 78725, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 78725
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
29 |
Improper use of your report |
8 |
Problem with a company's investigation into an existing problem |
5 |
Problem with a purchase shown on your statement |
2 |
Charged fees or interest you didn't expect |
1 |
Other |
7 |
* Total 2021 - 2024 (current)
Additional information about Texas
About 78725
78725 is associated with the city of Austin, which is located in Travis County in the state of Texas. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax