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Oak Point Credit Cards

Credit Card Debt in Oak Point

^ Average credit card debt in Oak Point is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Oak Point

^ Based on overall TX data, the credit card delinquency rate in Oak Point is approximately 0.59%. [2]

Credit Scores in Oak Point

^ The average credit score in Oak Point is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Oak Point, TX Credit Card & Personal Finance Statistics

Oak Point Credit Card Debt


  • Credit Card Debt in Oak Point
    • The estimated average credit card debt for Oak Point residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Oak Point Credit Card Calculator


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Oak Point Credit Scores


  • Credit Scores in Oak Point
    • Residents of Oak Point, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Oak Point, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Oak Point cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oak Point [4]
    • Oak Point (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Oak Point

Oak Point is a city located in Denton County in the state of Texas, and has a population of approximately 2,786. [6]

TX Credit Cards

Oak Point Credit Cards

For more information about Oak Point credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau