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Comprehensive Local Credit Card Guide

Point Credit Cards

Credit Card Debt in Point

^ Average credit card debt in Point is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Point

^ Based on overall TX data, the credit card delinquency rate in Point is approximately 0.59%. [2]

Credit Scores in Point

^ The average credit score in Point is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Point, TX Credit Card & Personal Finance Statistics

Point Credit Card Debt


  • Credit Card Debt in Point
    • The estimated average credit card debt for Point residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Point Credit Card Calculator


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Point Credit Scores


  • Credit Scores in Point
    • Residents of Point, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Point, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Point cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Point [4]
    • Point (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Point

Point is a city located in Rains County in the state of Texas, and has a population of approximately 820. [6]

TX Credit Cards

Point Credit Cards

For more information about Point credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau