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Comprehensive Local Credit Card Guide

Wichita Falls Credit Cards

Credit Card Debt in Wichita Falls

^ Average credit card debt in Wichita Falls is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Wichita Falls

^ Based on overall TX data, the credit card delinquency rate in Wichita Falls is approximately 0.59%. [2]

Credit Scores in Wichita Falls

^ The average credit score in Wichita Falls is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Wichita Falls, TX Credit Card & Personal Finance Statistics

Wichita Falls Credit Card Debt


  • Credit Card Debt in Wichita Falls
    • The estimated average credit card debt for Wichita Falls residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Wichita Falls Credit Card Calculator


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Wichita Falls Credit Scores


  • Credit Scores in Wichita Falls
    • Residents of Wichita Falls, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Wichita Falls, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Wichita Falls cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Wichita Falls [4]
    • Wichita Falls (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Wichita Falls

Wichita Falls is a city located in Wichita County in the state of Texas, and has a population of approximately 104,553. [6]

TX Credit Cards

Wichita Falls Credit Cards

For more information about Wichita Falls credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau