Comprehensive Local Credit Card Guide

Credit Cards in 84057 (Orem, UT)

Credit Card Debt in 84057

^ Average credit card debt in 84057 is approximately $4,559, based on overall Utah data. ^[1]

Credit Card Delinquency in 84057

^ Based on overall Utah data, the credit card delinquency rate in Orem is approximately 0.39%. ^[2]

Credit Scores in 84057

^ The average credit score in Orem is approximately 710, based on collective Utah data. ^[3]

Credit Card & Personal Finance Statistics in 84057

Credit Card Debt in 84057

84057 Credit Card Debt
- The estimated average credit card debt for 84057 residents is $4,559. ^[1]
- Average credit card debt amount in Utah (all cities) is 8% less than the national average of $4,965.
- Collectively, Utah cities rank 40th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 84057

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84057 Credit Scores

Credit Scores in 84057
- Residents of 84057 (UT) have an estimated average credit score of 710. ^[3]
- The average credit score in Utah (all cities) is 2.01% greater than the national average score of 696.
- Utah collectively ranks 17th in the U.S. in average credit score of residents. ^[3]

More 84057 (Orem, UT) Credit Stats

Credit card delinquency rates in Utah ^[2]
- Utah residents (all cities) rank 47th in the U.S. with a rate that is 32% less than the national average of 0.57%.

Cardholders in 84057 who are more than 90 days late on payments
- Utah Rate: 0.39%
- National Average: 0.57%

Statute of limitations for credit card debt in 84057 ^[4]
- 84057 (Utah) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 84057 (Orem, UT)

Recent credit card complaints originating from consumers in 84057, UT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 84057

Complaint Issue	Number of Complaints*
Incorrect information on your report	47
Improper use of your report	31
Problem with a credit reporting company's investigation	13
Attempts to collect debt not owed	7
Getting a loan or lease	7
Other	36

* Total 2021 - 2024 (current)

Additional information about Utah

About 84057

84057 is associated with the city of Orem, which is located in Utah County in the state of Utah. ^[6]

84057 Credit Cards

For more information about 84057 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Utah

Cities in UT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Utah State Legislature

5. ^ Consumer financial complaints in 84057

6. ^ United States Census Bureau