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Comprehensive Local Credit Card Guide

Credit Cards in 84097 (Orem, UT)

Credit Card Debt in 84097

^ Average credit card debt in 84097 is approximately $4,559, based on overall Utah data. [1]

Credit Card Delinquency in 84097

^ Based on overall Utah data, the credit card delinquency rate in Orem is approximately 0.39%. [2]

Credit Scores in 84097

^ The average credit score in Orem is approximately 710, based on collective Utah data. [3]

UT Credit Cards

Credit Card & Personal Finance Statistics in 84097

Credit Card Debt in 84097


  • 84097 Credit Card Debt
    • The estimated average credit card debt for 84097 residents is $4,559. [1]
    • Average credit card debt amount in Utah (all cities) is 8% less than the national average of $4,965.
    • Collectively, Utah cities rank 40th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 84097


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84097 Credit Scores


  • Credit Scores in 84097
    • Residents of 84097 (UT) have an estimated average credit score of 710. [3]
    • The average credit score in Utah (all cities) is 2.01% greater than the national average score of 696.
    • Utah collectively ranks 17th in the U.S. in average credit score of residents. [3]

More 84097 (Orem, UT) Credit Stats

  • Credit card delinquency rates in Utah [2]
    • Utah residents (all cities) rank 47th in the U.S. with a rate that is 32% less than the national average of 0.57%.
  • Cardholders in 84097 who are more than 90 days late on payments
    • Utah Rate: 0.39%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 84097 [4]
    • 84097 (Utah) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 84097 (Orem, UT)

Recent credit card complaints originating from consumers in 84097, UT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 84097

Complaint Issue Number of Complaints*
Incorrect information on your report 22
Problem with a credit reporting company's investigation 5
Attempts to collect debt not owed 3
False statements or representation 3
Problem with a company's investigation into an existing problem 3
Other 18
* Total 2021 - 2024 (current)

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Additional information about Utah

About 84097

84097 is associated with the city of Orem, which is located in Utah County in the state of Utah. [6]

UT Credit Cards

84097 Credit Cards

For more information about 84097 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Utah


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Cities in UT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Utah State Legislature

5. ^ Consumer financial complaints in 84097

6. ^ United States Census Bureau