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Comprehensive Local Credit Card Guide

Credit Cards in 22530 (Ophelia, VA)

Credit Card Debt in 22530

^ Average credit card debt in 22530 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 22530

^ Based on overall Virginia data, the credit card delinquency rate in Ophelia is approximately 0.53%. [2]

Credit Scores in 22530

^ The average credit score in Ophelia is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 22530

Credit Card Debt in 22530


  • 22530 Credit Card Debt
    • The estimated average credit card debt for 22530 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 22530


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22530 Credit Scores


  • Credit Scores in 22530
    • Residents of 22530 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 22530 (Ophelia, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 22530 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 22530 [4]
    • 22530 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 22530 (Ophelia, VA)

Recent credit card complaints originating from consumers in 22530, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 22530

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Virginia

About 22530

22530 is associated with the city of Ophelia, which is located in Northumberland County in the state of Virginia. [6]

VA Credit Cards

22530 Credit Cards

For more information about 22530 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 22530

6. ^ United States Census Bureau