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Comprehensive Local Credit Card Guide

Credit Cards in 23168 (Toano, VA)

Credit Card Debt in 23168

^ Average credit card debt in 23168 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 23168

^ Based on overall Virginia data, the credit card delinquency rate in Toano is approximately 0.53%. [2]

Credit Scores in 23168

^ The average credit score in Toano is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 23168

Credit Card Debt in 23168


  • 23168 Credit Card Debt
    • The estimated average credit card debt for 23168 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 23168


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23168 Credit Scores


  • Credit Scores in 23168
    • Residents of 23168 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 23168 (Toano, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 23168 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 23168 [4]
    • 23168 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 23168 (Toano, VA)

Recent credit card complaints originating from consumers in 23168, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 23168

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 5
Improper use of your report 3
Incorrect information on your report 3
Communication tactics 1
Fees or interest 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about Virginia

About 23168

23168 is associated with the city of Toano, which is located in James City County in the state of Virginia. [6]

VA Credit Cards

23168 Credit Cards

For more information about 23168 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau