Comprehensive Local Credit Card Guide

Credit Cards in 23430 (Smithfield, VA)

Credit Card Debt in 23430

^ Average credit card debt in 23430 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 23430

^ Based on overall Virginia data, the credit card delinquency rate in Smithfield is approximately 0.53%. ^[2]

Credit Scores in 23430

^ The average credit score in Smithfield is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 23430

Credit Card Debt in 23430

23430 Credit Card Debt
- The estimated average credit card debt for 23430 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 23430

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23430 Credit Scores

Credit Scores in 23430
- Residents of 23430 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 23430 (Smithfield, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 23430 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 23430 ^[4]
- 23430 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 23430 (Smithfield, VA)

Recent credit card complaints originating from consumers in 23430, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 23430

Complaint Issue	Number of Complaints*
Incorrect information on your report	50
Problem with a credit reporting company's investigation	21
Improper use of your report	13
Problem with a company's investigation into an existing problem	12
Took or threatened to take negative or legal action	5
Other	15

* Total 2021 - 2024 (current)

Additional information about Virginia

About 23430

23430 is associated with the city of Smithfield, which is located in Isle of Wight County in the state of Virginia. ^[6]

23430 Credit Cards

For more information about 23430 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23430

6. ^ United States Census Bureau