Credit Card & Personal Finance Statistics in 23431
Credit Card Debt in 23431
- 23431 Credit Card Debt
-
- The estimated average credit card debt for 23431 residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 23431
23431 Credit Scores
- Credit Scores in 23431
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- Residents of 23431 (VA) have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More 23431 (Smithfield, VA) Credit Stats
- Credit card delinquency rates in Virginia [2]
-
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 23431 who are more than 90 days late on payments
-
- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 23431 [4]
-
- 23431 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 23431 (Smithfield, VA)
Recent credit card complaints originating from consumers in 23431, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 23431
Complaint Issue |
Number of Complaints* |
* Total 2021 - 2024 (current)
Additional information about Virginia
About 23431
23431 is associated with the city of Smithfield, which is located in Isle of Wight County in the state of Virginia. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Virginia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Virginia State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau