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Comprehensive Local Credit Card Guide

Credit Cards in 23851 (Franklin, VA)

Credit Card Debt in 23851

^ Average credit card debt in 23851 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 23851

^ Based on overall Virginia data, the credit card delinquency rate in Franklin is approximately 0.53%. [2]

Credit Scores in 23851

^ The average credit score in Franklin is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 23851

Credit Card Debt in 23851


  • 23851 Credit Card Debt
    • The estimated average credit card debt for 23851 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 23851


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23851 Credit Scores


  • Credit Scores in 23851
    • Residents of 23851 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 23851 (Franklin, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 23851 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 23851 [4]
    • 23851 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 23851 (Franklin, VA)

Recent credit card complaints originating from consumers in 23851, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 23851

Complaint Issue Number of Complaints*
Improper use of your report 16
Incorrect information on your report 13
Written notification about debt 8
Problem with a credit reporting company's investigation 5
Attempts to collect debt not owed 4
Other 3
* Total 2021 - 2024 (current)

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Additional information about Virginia

About 23851

23851 is associated with the city of Franklin, which is located in Franklin (city) County in the state of Virginia. [6]

VA Credit Cards

23851 Credit Cards

For more information about 23851 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23851

6. ^ United States Census Bureau