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Comprehensive Local Credit Card Guide

Credit Cards in 98012 (Bothell, WA)

Credit Card Debt in 98012

^ Average credit card debt in 98012 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 98012

^ Based on overall Washington data, the credit card delinquency rate in Bothell is approximately 0.4%. [2]

Credit Scores in 98012

^ The average credit score in Bothell is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 98012

Credit Card Debt in 98012


  • 98012 Credit Card Debt
    • The estimated average credit card debt for 98012 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 98012


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98012 Credit Scores


  • Credit Scores in 98012
    • Residents of 98012 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 98012 (Bothell, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 98012 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 98012 [4]
    • 98012 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 98012 (Bothell, WA)

Recent credit card complaints originating from consumers in 98012, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 98012

Complaint Issue Number of Complaints*
Incorrect information on your report 96
Problem with a credit reporting company's investigation 47
Improper use of your report 41
Attempts to collect debt not owed 20
Problem with a purchase shown on your statement 19
Other 128
* Total 2021 - 2024 (current)

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Additional information about Washington

About 98012

98012 is associated with the city of Bothell, which is located in Snohomish County in the state of Washington. [6]

WA Credit Cards

98012 Credit Cards

For more information about 98012 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 98012

6. ^ United States Census Bureau