Comprehensive Local Credit Card Guide

Credit Cards in 98862 (Winthrop, WA)

Credit Card Debt in 98862

^ Average credit card debt in 98862 is approximately $5,269, based on overall Washington data. ^[1]

Credit Card Delinquency in 98862

^ Based on overall Washington data, the credit card delinquency rate in Winthrop is approximately 0.4%. ^[2]

Credit Scores in 98862

^ The average credit score in Winthrop is approximately 713, based on collective Washington data. ^[3]

Credit Card & Personal Finance Statistics in 98862

Credit Card Debt in 98862

98862 Credit Card Debt
- The estimated average credit card debt for 98862 residents is $5,269. ^[1]
- Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
- Collectively, Washington cities rank 12th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 98862

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98862 Credit Scores

Credit Scores in 98862
- Residents of 98862 (WA) have an estimated average credit score of 713. ^[3]
- The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
- Washington collectively ranks 14th in the U.S. in average credit score of residents. ^[3]

More 98862 (Winthrop, WA) Credit Stats

Credit card delinquency rates in Washington ^[2]
- Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.

Cardholders in 98862 who are more than 90 days late on payments
- Washington Rate: 0.4%
- National Average: 0.57%

Statute of limitations for credit card debt in 98862 ^[4]
- 98862 (Washington) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 98862 (Winthrop, WA)

Recent credit card complaints originating from consumers in 98862, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 98862

Complaint Issue	Number of Complaints*
Incorrect information on your report	10
Written notification about debt	2
Attempts to collect debt not owed	1
Improper use of your report	1
Problem with a credit reporting company's investigation	1
Other	2

* Total 2021 - 2024 (current)

Additional information about Washington

About 98862

98862 is associated with the city of Winthrop, which is located in Okanogan County in the state of Washington. ^[6]

98862 Credit Cards

For more information about 98862 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Washington

Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau