Comprehensive Local Credit Card Guide

Credit Cards in 98235 (Clearlake, WA)

Credit Card Debt in 98235

^ Average credit card debt in 98235 is approximately $5,269, based on overall Washington data. ^[1]

Credit Card Delinquency in 98235

^ Based on overall Washington data, the credit card delinquency rate in Clearlake is approximately 0.4%. ^[2]

Credit Scores in 98235

^ The average credit score in Clearlake is approximately 713, based on collective Washington data. ^[3]

Credit Card & Personal Finance Statistics in 98235

Credit Card Debt in 98235

98235 Credit Card Debt
- The estimated average credit card debt for 98235 residents is $5,269. ^[1]
- Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
- Collectively, Washington cities rank 12th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 98235

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98235 Credit Scores

Credit Scores in 98235
- Residents of 98235 (WA) have an estimated average credit score of 713. ^[3]
- The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
- Washington collectively ranks 14th in the U.S. in average credit score of residents. ^[3]

More 98235 (Clearlake, WA) Credit Stats

Credit card delinquency rates in Washington ^[2]
- Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.

Cardholders in 98235 who are more than 90 days late on payments
- Washington Rate: 0.4%
- National Average: 0.57%

Statute of limitations for credit card debt in 98235 ^[4]
- 98235 (Washington) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 98235 (Clearlake, WA)

Recent credit card complaints originating from consumers in 98235, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 98235

Complaint Issue	Number of Complaints*
Fees or interest	1
Problem with a lender or other company charging your account	1

* Total 2021 - 2024 (current)

Additional information about Washington

About 98235

98235 is associated with the city of Clearlake, which is located in Skagit County in the state of Washington. ^[6]

98235 Credit Cards

For more information about 98235 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Washington

Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau