Comprehensive Local Credit Card Guide

Credit Cards in 98503 (Lacey, WA)

Credit Card Debt in 98503

^ Average credit card debt in 98503 is approximately $5,269, based on overall Washington data. ^[1]

Credit Card Delinquency in 98503

^ Based on overall Washington data, the credit card delinquency rate in Lacey is approximately 0.4%. ^[2]

Credit Scores in 98503

^ The average credit score in Lacey is approximately 713, based on collective Washington data. ^[3]

Credit Card & Personal Finance Statistics in 98503

Credit Card Debt in 98503

98503 Credit Card Debt
- The estimated average credit card debt for 98503 residents is $5,269. ^[1]
- Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
- Collectively, Washington cities rank 12th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 98503

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

98503 Credit Scores

Credit Scores in 98503
- Residents of 98503 (WA) have an estimated average credit score of 713. ^[3]
- The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
- Washington collectively ranks 14th in the U.S. in average credit score of residents. ^[3]

More 98503 (Lacey, WA) Credit Stats

Credit card delinquency rates in Washington ^[2]
- Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.

Cardholders in 98503 who are more than 90 days late on payments
- Washington Rate: 0.4%
- National Average: 0.57%

Statute of limitations for credit card debt in 98503 ^[4]
- 98503 (Washington) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 98503 (Lacey, WA)

Recent credit card complaints originating from consumers in 98503, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 98503

Complaint Issue	Number of Complaints*
Incorrect information on your report	118
Improper use of your report	99
Problem with a company's investigation into an existing problem	24
Problem with a credit reporting company's investigation	17
Attempts to collect debt not owed	13
Other	47

* Total 2021 - 2024 (current)

Additional information about Washington

About 98503

98503 is associated with the city of Lacey, which is located in Thurston County in the state of Washington. ^[6]

98503 Credit Cards

For more information about 98503 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Washington

Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 98503

6. ^ United States Census Bureau