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Comprehensive Local Credit Card Guide

Oceana Credit Cards

Credit Card Debt in Oceana

^ Average credit card debt in Oceana is approximately $4,315, based on overall West Virginia data. [1]

Credit Card Delinquency in Oceana

^ Based on overall WV data, the credit card delinquency rate in Oceana is approximately 0.76%. [2]

Credit Scores in Oceana

^ The average credit score in Oceana is approximately 689, based on collective West Virginia data. [3]

WV Credit Cards

Oceana, WV Credit Card & Personal Finance Statistics

Oceana Credit Card Debt


  • Credit Card Debt in Oceana
    • The estimated average credit card debt for Oceana residents is $4,315. [1]
    • Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
    • Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]

Oceana Credit Card Calculator


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Oceana Credit Scores


  • Credit Scores in Oceana
    • Residents of Oceana, WV have an estimated average credit score of 689. [3]
    • The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
    • West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]

More Oceana, WV Credit Stats

  • Credit card delinquency rates in West Virginia [2]
    • West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Oceana cardholders that are more than 90 days late on payments
    • West Virginia Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oceana [4]
    • Oceana (West Virginia) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about West Virginia

About Oceana

Oceana is a town located in Wyoming County in the state of West Virginia, and has a population of approximately 1,394. [6]

WV Credit Cards

Oceana Credit Cards

For more information about Oceana credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in WV

ZIP Codes in West Virginia


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau