Comprehensive Local Credit Card Guide

Credit Cards in 53705 (Madison, WI)

Credit Card Debt in 53705

^ Average credit card debt in 53705 is approximately $4,327, based on overall Wisconsin data. ^[1]

Credit Card Delinquency in 53705

^ Based on overall Wisconsin data, the credit card delinquency rate in Madison is approximately 0.44%. ^[2]

Credit Scores in 53705

^ The average credit score in Madison is approximately 720, based on collective Wisconsin data. ^[3]

Credit Card & Personal Finance Statistics in 53705

Credit Card Debt in 53705

53705 Credit Card Debt
- The estimated average credit card debt for 53705 residents is $4,327. ^[1]
- Average credit card debt amount in Wisconsin (all cities) is 13% less than the national average of $4,965.
- Collectively, Wisconsin cities rank 46th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 53705

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

53705 Credit Scores

Credit Scores in 53705
- Residents of 53705 (WI) have an estimated average credit score of 720. ^[3]
- The average credit score in Wisconsin (all cities) is 3.45% greater than the national average score of 696.
- Wisconsin collectively ranks 4th in the U.S. in average credit score of residents. ^[3]

More 53705 (Madison, WI) Credit Stats

Credit card delinquency rates in Wisconsin ^[2]
- Wisconsin residents (all cities) rank 41st in the U.S. with a rate that is 23% less than the national average of 0.57%.

Cardholders in 53705 who are more than 90 days late on payments
- Wisconsin Rate: 0.44%
- National Average: 0.57%

Statute of limitations for credit card debt in 53705 ^[4]
- 53705 (Wisconsin) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 53705 (Madison, WI)

Recent credit card complaints originating from consumers in 53705, WI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 53705

Complaint Issue	Number of Complaints*
Incorrect information on your report	84
Problem with a company's investigation into an existing problem	25
Attempts to collect debt not owed	9
Problem with a credit reporting company's investigation	6
Advertising and marketing, including promotional offers	4
Other	26

* Total 2021 - 2024 (current)

Additional information about Wisconsin

About 53705

53705 is associated with the city of Madison, which is located in Dane County in the state of Wisconsin. ^[6]

53705 Credit Cards

For more information about 53705 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Wisconsin

Cities in WI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wisconsin State Legislature

5. ^ Consumer financial complaints in 53705

6. ^ United States Census Bureau