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Comprehensive Local Credit Card Guide

Credit Cards in 54121 (Florence, WI)

Credit Card Debt in 54121

^ Average credit card debt in 54121 is approximately $4,327, based on overall Wisconsin data. [1]

Credit Card Delinquency in 54121

^ Based on overall Wisconsin data, the credit card delinquency rate in Florence is approximately 0.44%. [2]

Credit Scores in 54121

^ The average credit score in Florence is approximately 720, based on collective Wisconsin data. [3]

WI Credit Cards

Credit Card & Personal Finance Statistics in 54121

Credit Card Debt in 54121


  • 54121 Credit Card Debt
    • The estimated average credit card debt for 54121 residents is $4,327. [1]
    • Average credit card debt amount in Wisconsin (all cities) is 13% less than the national average of $4,965.
    • Collectively, Wisconsin cities rank 46th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 54121


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54121 Credit Scores


  • Credit Scores in 54121
    • Residents of 54121 (WI) have an estimated average credit score of 720. [3]
    • The average credit score in Wisconsin (all cities) is 3.45% greater than the national average score of 696.
    • Wisconsin collectively ranks 4th in the U.S. in average credit score of residents. [3]

More 54121 (Florence, WI) Credit Stats

  • Credit card delinquency rates in Wisconsin [2]
    • Wisconsin residents (all cities) rank 41st in the U.S. with a rate that is 23% less than the national average of 0.57%.
  • Cardholders in 54121 who are more than 90 days late on payments
    • Wisconsin Rate: 0.44%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 54121 [4]
    • 54121 (Wisconsin) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 54121 (Florence, WI)

Recent credit card complaints originating from consumers in 54121, WI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 54121

Complaint Issue Number of Complaints*
Fraud or scam 1
Problem when making payments 1
* Total 2021 - 2024 (current)

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Additional information about Wisconsin

About 54121

54121 is associated with the city of Florence, which is located in Florence County in the state of Wisconsin. [6]

WI Credit Cards

54121 Credit Cards

For more information about 54121 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Wisconsin


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Cities in WI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wisconsin State Legislature

5. ^ Consumer financial complaints in 54121

6. ^ United States Census Bureau