Credit Card & Personal Finance Statistics in 35071
Credit Card Debt in 35071
- 35071 Credit Card Debt
-
- The estimated average credit card debt for 35071 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35071
35071 Credit Scores
- Credit Scores in 35071
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- Residents of 35071 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35071 (Gardendale, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35071 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35071 [4]
-
- 35071 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35071 (Gardendale, AL)
Recent credit card complaints originating from consumers in 35071, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35071
Complaint Issue |
Number of Complaints* |
Improper use of your report |
42 |
Incorrect information on your report |
40 |
Problem with a credit reporting company's investigation |
6 |
Attempts to collect debt not owed |
4 |
Managing an account |
3 |
Other |
8 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35071
35071 is associated with the city of Gardendale, which is located in Jefferson County in the state of Alabama. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax