Credit Card & Personal Finance Statistics in 35115
Credit Card Debt in 35115
- 35115 Credit Card Debt
-
- The estimated average credit card debt for 35115 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35115
35115 Credit Scores
- Credit Scores in 35115
-
- Residents of 35115 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35115 (Montevallo, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35115 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35115 [4]
-
- 35115 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35115 (Montevallo, AL)
Recent credit card complaints originating from consumers in 35115, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35115
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
51 |
| Improper use of your report |
37 |
| Problem with a company's investigation into an existing problem |
6 |
| Struggling to pay mortgage |
2 |
| Getting a credit card |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35115
35115 is associated with the city of Montevallo, which is located in Shelby County in the state of Alabama. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
