Comprehensive Local Credit Card Guide

Credit Cards in 35172 (Trafford, AL)

Credit Card Debt in 35172

^ Average credit card debt in 35172 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 35172

^ Based on overall Alabama data, the credit card delinquency rate in Trafford is approximately 0.77%. ^[2]

Credit Scores in 35172

^ The average credit score in Trafford is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 35172

Credit Card Debt in 35172

35172 Credit Card Debt
- The estimated average credit card debt for 35172 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 35172

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

35172 Credit Scores

Credit Scores in 35172
- Residents of 35172 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 35172 (Trafford, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 35172 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 35172 ^[4]
- 35172 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 35172 (Trafford, AL)

Recent credit card complaints originating from consumers in 35172, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 35172

Complaint Issue	Number of Complaints*
Incorrect information on your report	5
Improper use of your report	3
Problem getting a card or closing an account	1

* Total 2021 - 2024 (current)

Additional information about Alabama

About 35172

35172 is associated with the city of Trafford, which is located in Jefferson County in the state of Alabama. ^[6]

35172 Credit Cards

For more information about 35172 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau